Cost+ Pricing for True Savings & Transparency
| Card Type |
Card Use |
Interchange Rate |
Card-Brand Fee |
PBH Cost+ |
True Rate |
| Visa Keyed Consumer |
38 % |
1.52 % |
0.1 % |
0.25 % |
= 1.87 % |
| Visa Keyed Infinite |
18 % |
1.71 % |
0.1 % |
0.25 % |
= 2.06 % |
| Visa Keyed Corporate |
1 % |
2.00 % |
0.1 % |
0.25 % |
= 2.35 % |
| Visa Keyed Privilege |
1 % |
2.45 % |
0.1 % |
0.25 % |
= 2.80 % |
| MasterCard Keyed Consumer |
24 % |
1.55 % |
0.1 % |
0.25 % |
= 1.90 % |
| MasterCard Keyed High-Spend |
16 % |
1.89 % |
0.1 % |
0.25 % |
= 2.24 % |
| MasterCard Keyed Corporate |
1 % |
2.00 % |
0.1 % |
0.25 % |
= 2.35 % |
| MasterCard Keyed Premium |
1 % |
2.49 % |
0.1 % |
0.25 % |
= 2.84 % |
| Estimated Total Discount Rate for Virtual Terminal |
2.00% + 25¢ |
The table above spreads your transactions between popular Visa and MasterCard credit card types to calculate an estimated discount rate for Virtual Terminal. This rate includes the interchange, card-brand fees and our cost+ margin.
